6. Multi-Strand ChainsPhoto: pinterest.com
If you’re wearing a low-cut dress or top, you can show off a multi-strand necklace to great effect. Whether your necklace features braided silver or gold chains or chains studded with precious materials like jade or lapis lazuli, these necklaces tend to be showy, which is why they are often worn formally. However, you could easily pass off the right necklace with a crisp white top and jeans.